Our Areas of Expertise

With Preferred Guardian Insurance on your team, you can rest assured we will have insurance products that will meet the needs of you, your family and your business. As an independent agency, we have the freedom to represent many companies. This allows us to offer several coverage and pricing options to you and your clients.

Personal

Protection for family, home, auto, life, health and hobbies.

Business

Insurance for all your business and commercial needs.

Errors and Omissions

Professional insurance coverage for a variety of industries.

Life and Health

Individual, family and employer group health and life insurance.

About Us

Working with an independent agency like Preferred Guardian means you are more than a number. For more than 20 years we have offered unparalleled service and the right products for you. There are many insurance agencies in Texas, but we believe we offer a unique blend of:

  • Ability to offer a great combination of price and coverage through our many carrier representatives.
  • Professionalism and experience.
  • Personal service to our clients and our partners.
  • History of building our agency through personal referrals and friendships.


LEARN MORE

Recent Blog Posts

Intentional Car Damage

Intentional Car Damage

If someone intentionally damaged my insured vehicle with a weapon say a rod or brick
Read More
Hacked E-mail/Social Networking Scams

Hacked E-mail/Social Networking Scams

We recently had a real estate customer have their email hacked, resulting in the hacker
Read More
Do I Need Earthquake Insurance in North Texas?

Do I Need Earthquake Insurance in North Texas?

In the past 30 days there have been a total of 25 Earthquakes near Dallas, Texas. 16 of
Read More
What is Umbrella Insurance?

What is Umbrella Insurance?

We are frequently asked what is Umbrella Insurance? It is also referred to as an
Read More
My windshield is damaged, will insurance cover it?

My windshield is damaged, will insurance cover it?

Question: I have a broken windshield on my vehicle. I am wondering if we have insurance
Read More
What is “Distracted Driving”?

What is “Distracted Driving”?

Distracted Driving Is… As stated on the website Distraction.gov, there are three main types of distraction:
Read More
Property Management and E & O Insurance

Property Management and E & O Insurance

In the past 6 months, I have been asked by the Realtor Community about Property
Read More
Will this make my auto insurance go up?

Will this make my auto insurance go up?

This question came from one of our readers. Question: My car was damaged by an unknown person
Read More
A Question About Depreciation

A Question About Depreciation

This question came to us from one of our readers. Question My fence was partly blown down
Read More
What is the health insurance exchange?

What is the health insurance exchange?

The health insurance exchange, also known as the Health Insurance Marketplace, is scheduled to open
Read More

Watch Out for Fire!

Fire Warning! Warning: Storage of old paints, varnishes, stains, and household cleaning products can ignite a fire.
Read More
What Causes Water Damage?

What Causes Water Damage?

One of the major causes of water damage is the rubber washing machine hose becoming
Read More
How do I decide what type of liability insurance to use?

How do I decide what type of liability insurance to use?

I am forming an LLC as a professional guardian. What type of liability insurance do
Read More
Safe Driving Tips

Safe Driving Tips

From the Rockies and across the Great Plains and into the Northeast, cold snowy weather has
Read More
Save Your Foundation, Get a Soaker Hose

Save Your Foundation, Get a Soaker Hose

Scorching temperatures and dry weather don’t mix well with foundations, if you haven’t installed your
Read More
Why Use an Independent Insurance Agent?

Why Use an Independent Insurance Agent?

When I decided to become an insurance agent, I had a choice. I could either
Read More
What do I do about direct mail insurance solicitations?

What do I do about direct mail insurance solicitations?

Direct Mail Solicitations Today, I received two solicitations in the mail that included quotes for my
Read More
Is Your Vacant Home Covered?

Is Your Vacant Home Covered?

Vacant Home – Covered or Not? If you purchase a home prior to selling your current
Read More
Texas School Bus Safety Laws

Texas School Bus Safety Laws

Texas Transportation Code – Section 545.066 – PASSING A SCHOOL BUS; OFFENSE (a) An operator on
Read More
How to Protect Your Company from Employee Dishonesty

How to Protect Your Company from Employee Dishonesty

Theft by employees is not an easy thing for any organization to face, and unfortunately
Read More
What is DWD?

What is DWD?

Driving while Distracted has become a significant cause of accidents as well as a cause
Read More
Insurance Agent vs. Insurance Broker

Insurance Agent vs. Insurance Broker

What is the difference between an Insurance Agent and an Insurance Broker? An insurance agent is
Read More
What Should You Do After a Car Accident?

What Should You Do After a Car Accident?

Follow these steps Confirm everyone is safe. Get off the road if possible. Do not admit
Read More
Should I File a Small Claim? Should I pay for a Ticket?

Should I File a Small Claim? Should I pay for a Ticket?

This is a question we are asked frequently. Most insurance companies do not run motor
Read More
Hurricanes, Tornadoes, Fire and Hail – Oh My!

Hurricanes, Tornadoes, Fire and Hail – Oh My!

2011 was one of the largest years in history for claim payouts. With seven named
Read More

Why do you need flood insurance?

Top 10 Reasons To Consider Flood Insurance Everyone lives in a flood plain. Flood damage
Read More
Tips for Driving in Hot Weather

Tips for Driving in Hot Weather

Tips for hot weather driving Be sure to follow Preventive Maintenance: Specifically, be sure that your
Read More

What to do if you have hail damage.

Aw Hail, I have Damage We are approaching that dreaded time of year. I am not
Read More

Could You Save Money With Different Health Insurance?

Do You Need Health Insurance? The past year I have covered several topics in hour newsletter,
Read More
What to do If you are in a rental car accident

What to do If you are in a rental car accident

If You Are In A Rental Car Accident First things first, make sure everyone’s okay! Call 9-1-1
Read More
Thanks To You.

Thanks To You.

Preferred Guardian Insurance Accomplishments Quite often we look at the path ahead without taking a minute
Read More
What is insurance fraud?

What is insurance fraud?

Insurance Fraud hurts all of us.  What you can do to help. Insurance fraud is a
Read More
See More

Ask the Insurance Expert

Loading...
Preferred Guardian represents the following national insurance companies, offering policies for life insurance, health insurance, personal insurance, professional insurance and business insurance.Our business insurance offerings include: workers compensation, general liability, inland marine and other specialty insurance to meet your needs. Professional insurance offerings include E&O and D&O insurance.
Preferred Guardian represents the following national insurance companies, offering policies for life insurance, health insurance, personal insurance, professional insurance and business insurance.Our business insurance offerings include: workers compensation, general liability, inland marine and other specialty insurance to meet your needs. Professional insurance offerings include E&O and D&O insurance.
Preferred Guardian represents the following national insurance companies, offering policies for life insurance, health insurance, personal insurance, professional insurance and business insurance.Our business insurance offerings include: workers compensation
Ask Your Question

Our Client Testimonials

Testimonial