flooded_midwestern_home-300x225Top 10 Reasons To Consider Flood Insurance

  1. Everyone lives in a flood plain.
  2. Flood damage is not covered by homeowners policies.
  3. You can buy flood insurance no matter what your flood risk is.
  4. There is a low-cost policy for homes in low-to-moderate risk areas. Approximately 25% of flod insurance claims come from low risk areas.
  5. Flood insurance is affordable.
  6. Flood insurance is easy to get. Flooding occurs in every state and can occur at any time of the year.
  7. Contents coverage is separate, so renters can insure their belongings too.
  8. Up to $1 million of flood insurance coverage is available for non-residential buildings and contents.
  9. There is usually a 30 day waiting period before the coverage goes into effect.
  10. Federal disaster assistance is not the answer. It is only available if a Federal Disaster is declared, which occurs in less than half of all floods. Please visit FEMA.GOV for more information.