Direct Mail Solicitations
Today, I received two solicitations in the mail that included quotes for my home insurance. Ironically, one of the premiums offered was actually lower than what I was paying with my current insurance company. So what’s the catch?
Most home and auto insurance solicitations assume the following:
- Maximum Credits
- Home and Auto insurance with the same company
- Monitored burglar and fire alarm
- Minimal Endorsements
- Foundation Coverage
- Water Backup
- Scheduled Items
- Perfect Credit or Insurance Score
- Reduced Coverage – One solicitation had my house underinsured by 25%. Others may reduce personal property coverage as well.
If you receive a solicitation in the mail and are curious as to how it compares to your current policy or coverage, please contact us and we can help you figure it out.
