We are frequently asked what is Umbrella Insurance? It is also referred to as an Umbrella Insurance Policy or an Umbrella Policy.

A personal umbrella insurance policy is designed to provide additional insurance liability for injuries to other people or damage to their property.

If a covered person has an accident in a car and hurts other people or if someone other than household member drowns in a pool or is bit by a dog at your home you will be glad you have an umbrella policy.   Umbrella policies can also be covered for boats, motorcycles, rental properties.

Plain and simple, if you want to know what is an umbrella policy, it is an insurance policy that is designed to keep you out of court.

Umbrella Insurance Rates start around $150 per year.  Umbrella insurance cost will increase based on the number of cars, drivers, homes, tickets or accidents, young drivers or toys you may own.  For a quick umbrella quote request, please visit preferredguardian.com