In 2009, home inspector’s insurance changed when inspectors were required to carry both Home Inspector General Liability Insurance and Home Inspector E&O Insurance to complete a home inspection in Texas.


Preferred Guardian Insurance, a professional liability Independent Insurance Agency, offers policies that combine both the General Liability Insurance and E&O for home inspectors or have the option to write each separately.


Through Preferred Guardian Insurance, Home Inspector Liability Insurance clients will be offered the following:

  • A Professional that will explain your E&O Coverage and work to keep your Professional Liability Insurance costs minimum
  • Direct Mailing to TREC (Texas Real Estate Commission) the Certificate of Liability Insurance
  • Option to make monthly and credit card payments


With access to many different insurance companies, PGI should be your insurance agency or insurance broker of choice for home inspection.  Preferred Guardian’s Home Inspector E&O Specialists are available to discuss coverage and rates at a convenient time for you and personalize your liability insurance quote.

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