PGI has access to some of the best auto insurance companies and some of the best car insurance rates. Our personal lines insurance agents are familiar with those companies and will maximize to help lower your auto insurance cost! Whether you need insurance for a pick up, trailer or even insurance for young drivers, Preferred Guardian is available help you and your family.


Auto Insurance Coverage Options:
Looking for the best auto insurance company with the best car insurance rate and a great insurance agent, you will want to talk with one of our PGI auto insurance specialists. He will provide you an auto insurance comparison with customized auto coverage that fits your family’s needs.


Collision Coverage Insurance

Pays for damages to your car if you are in an accident, less the deductible

Comprehensive Collision Coverage Insurance

Pays for damages to your car if it is stolen or damage is caused by something other than a collision such as fire, theft, or vandalism, less the deductible

Liability Insurance Coverage

Pays for the costs related to bodily injury or property damage

Medical Payment Insurance Coverage

Pays for medical expenses for you, your family, or passengers in your vehicle or as a pedestrian in an accident

Uninsured/Underinsured Motorists Bodily Injury Insurance Coverage

Pays for injuries suffered by yourself and passengers in your vehicle caused by a driver who has little or no insurance coverage. This applies to not at fault.

Uninsured/Underinsured Motorists Property Damage Insurance Coverage

Pays for damages caused by a driver who has inadequate insurance coverage, less the deductible

Extended Transportation Insurance Expenses

Pays for the cost of a rental vehicle while your vehicle is being repaired due to a covered loss.

Towing and Labor Coverage

Reimburses the cost of towing and any labor associated a covered vehicle

Auto Loan/Lease Coverage or commonly known as Gap Coverage

Pays the outstanding balance of the loan/lease if your vehicle is destroyed

Deductible Options

A higher deductible lowers the premium