PGI has access to some of the best auto insurance companies and some of the best car insurance rates. Our personal lines insurance agents are familiar with those companies and will maximize to help lower your auto insurance cost! Whether you need insurance for a pick up, trailer or even insurance for young drivers, Preferred Guardian is available help you and your family.
Auto Insurance Coverage Options:
Looking for the best auto insurance company with the best car insurance rate and a great insurance agent, you will want to talk with one of our PGI auto insurance specialists. He will provide you an auto insurance comparison with customized auto coverage that fits your family’s needs.
Collision Coverage Insurance
Pays for damages to your car if you are in an accident, less the deductible
Comprehensive Collision Coverage Insurance
Pays for damages to your car if it is stolen or damage is caused by something other than a collision such as fire, theft, or vandalism, less the deductible
Liability Insurance Coverage
Pays for the costs related to bodily injury or property damage
Medical Payment Insurance Coverage
Pays for medical expenses for you, your family, or passengers in your vehicle or as a pedestrian in an accident
Uninsured/Underinsured Motorists Bodily Injury Insurance Coverage
Pays for injuries suffered by yourself and passengers in your vehicle caused by a driver who has little or no insurance coverage. This applies to not at fault.
Uninsured/Underinsured Motorists Property Damage Insurance Coverage
Pays for damages caused by a driver who has inadequate insurance coverage, less the deductible
Extended Transportation Insurance Expenses
Pays for the cost of a rental vehicle while your vehicle is being repaired due to a covered loss.
Towing and Labor Coverage
Reimburses the cost of towing and any labor associated a covered vehicle
Auto Loan/Lease Coverage or commonly known as Gap Coverage
Pays the outstanding balance of the loan/lease if your vehicle is destroyed
A higher deductible lowers the premium